Marathi Blog
Wealth Blog


   +91 7039131213   samarthinvestor@gmail.com

Services

Mutual Funds

A simple definition of Mutual Fund is a pool of money collected from large number of people or investors. This pool of money is managed by professional fund managers to create profitable income. This profit is again distributed to the investors according to their investment proportion excluding fund expenses.

An advantage of investing in Mutual Funds is that there is no need of your personal interaction because it is managed by professional fund managers. You can use this spare time in other activities and let your money grow on its own. Also you can take you can take the advice of your Financial Advisor for the suitable fund to invest in.

Investments in Mutual Funds can be short / long term or according to your financial goals

Our expertise lies in rendering the best and proficient assistance regarding investment in mutual funds. We offer to our clients, mutual fund schemes across categories and fund houses. We offer our clients all the services related to Mutual Fund investments to achieve the prescribed goal.

OUR TIE UPS:

  • CAMS Serviced - Aditya Birla Capital, DSP, HDFC, HSBC
  • Karvy Serviced
Know More

Life Insurance

Life insurance is a contract between an insurer and a policyholder in which the insurer guarantees payment of a death benefit to named beneficiaries upon the death of the insured. The insurance company promises a death benefit in consideration of the payment of premium by the insured.
Life insurance is a vital financial tool that offers protection to your loved ones in the event of your passing. It provides a lump sum amount, known as the death benefit, to your beneficiaries, helping them manage living expenses, debts, and other financial needs.

Need for Life Insurance: Life insurance is essential because it ensures your family’s financial security if you are no longer around. It can replace lost income, cover outstanding liabilities, and provide for future needs such as children’s education or a spouse’s retirement. Life insurance offers peace of mind, knowing that even in the face of unexpected circumstances, your loved ones will be financially protected. Whether you’re the main provider or looking to secure your family’s future, life insurance is a key part of a sound financial plan.

OUR TIE UPS

All leading Life Insurance providing companies.

Health Insurance

Health insurance covers the cost of an insured individual’s medical and surgical expenses. Subject to the terms of insurance coverage, either the insured pays costs out-of-pocket and is subsequently reimbursed or the insurance company reimburses costs directly.

What is Health Insurance ?

Health insurance is an insurance product which covers medical and surgical expenses of an insured individual. It reimburses the expenses incurred due to illness or injury or pay the care provider of the insured individual directly.

Need for Health Insurance

Medicare or medical costs are rising year on year. As a matter of fact, inflation in medicare is higher than inflation in food and other articles. While inflation in food and clothing is in single digits, medicare costs usually escalate in double digits.With health insurance, you are assured of a more secure future both health-wise and money-wise. This makes health insurance policies critical for individuals, especially if they are responsible for the financial well-being of the family.
We value our clients’ Health as well and concern the contribution for the best through providing appropriate coverage with better health plans. We offer health plans through leading insurance companies.

OUR TIE UPS

  • Aditya Birla
  • Bajaj Allianz
  • Edelweiss Tokio
  • Star Health and Allied

Vehicle Insurance

Insurance contracts that do not come under the ambit of life insurance are called general insurance. The different forms of general insurance are fire, marine, motor, accident and other miscellaneous non-life insurance.
We, focus on one of the general insurance called Motor/Vehicle Insurance. So get your vehicles insured by taking the best insurance policy by our agents at the best price.

We provide vehicle insurance through our official partner (Shriram General) to suit your needs and the best support.

OUR TIE UPS

  • Shriram General
  • HDFC Ergo

Home Loans

A home loan is a contract between a borrower and a lender that allows someone to borrow money to buy a house, apartment, condonium, or other livable property. A home loan is typically paid back over a term of 10, 15 or 30 years.

We provide home loans to salaried, self employed business persons from Government, Private Banks as well as Financial Institutions with easy documentation & make your dream of buying a home come true!

OUR TIE UPS:

  • All leading Govt. / Private sector Banks as well as financial institutions.

Mortgage Loans

A mortgage loan is a loan provided by keeping ones property as a security. The loan borrower then makes an agreement with the bank or any financial institution and gets the cash which is payable over an agreed time period.We provide mortgage loans to salaried, self employed business persons from Government, Private Banks as well as Financial Institutions to achieve their personal needs.

Avail a mortgage loan without any hassle at very affordable interest rates with flexible EMI options and the best support throughout the pr

OUR TIE UPS:

  • All leading Govt. / Private sector Banks as well as financial institutions.

Personal Loans

A personal loan is a loan which helps you to meet your current financial needs. You don’t need to keep any security with bank or any financial institution to avail a personal loan. It provides you with the flexibility to use the funds as per your need or agreed terms and conditions.By the name it clears that it is your private fund and can be used for personal things like home renovation, children’s education, medical expenses, holiday fund etc.We are a team of highly qualified & dedicated agents for personal loans with reliable and efficient services.

OUR TIE UPS:

  • All leading Govt. / Private sector Banks as well as financial institutions.

Business Loans

A business loan is financing generally availed to accomplish the financial needs for business growth. Businesses require an adequate amount of capital to fund startup expenses or business expansions. Companies take out business loans to gain the financial assistance they need. A business loan is debt that the company is obligated to repay according to the loan’s terms and conditions.
Don’t let lack of funds come in your way to becoming a businessman. Contact us for beneficial business loans.

OUR TIE UPS

  • All leading Govt. / Private sector Banks as well as financial institutions.

Public Issues (NCD/IPO)

We offer our clients to invest in upcoming Initial Public Offering (IPO) and Non-Convertible Debentures (NCD). We provide the details over social media and support you to get the investments do

Non Convertible Debentures (NCDs)

Non-convertible debentures (NCDs) are a financial instrument that is used by companies to raise long-term capital. This is done through a public issue. NCDs are a debt instrument with a fixed tenure and people who invest in these receive regular interest at a certain rate.

Initial Public Offering (IPO)

An initial public offering (IPO) refers to the process of offering shares of a private corporation to the public in a new stock issuance. Public share issuance allows a company to raise capital from public investors.

Fixed Deposit

Consult our consultants for fixed deposit interest rates, FD schemes in India and all the current details.We provide you a one-stop platform for selecting and investing in corporate fixed deposits offered by major corporate, financial institutions, and non-banking finance companies.

OUR TIE UPS

  • Bajaj Finance Ltd
  • DHFL Ltd.
  • LIC Housing Finance Ltd.
  • Shriram Transport Finance Ltd.
  • Shriram City Union Finance Ltd
  • PNB Housing Finance Ltd.
  • Mahindra & Mahindra Finance Ltd.
  • HDFC Ltd.

Share Brokers

We at Swami Samarth Enterprises, offer Demat & Trading account with zero processing fees as well as low brokerage structure.We are having our dedicated and technically proficient team, who develop market strategies according to market situations to gain maximum profit from share market. We design customized market strategies according to our client’s investment goals and manage their portfolios.We conduct Stock Market training programmes for all categories like investors, traders, working professionals, students, housewives etc. with appropriate strategies. Our courses are also available through online platform. In addition to stock market training, we also provide mentorship which helps the beginners or even professional traders to survive in any market conditions for longer period.Our aim is to make this Stock Market world open for all as a career programme with the power of knowledge and brush away all the fear.

Financial Planning

Financial Planning is the process where capital requirement from daily routine expenses to future financial goals is calculated. Accordingly financial policies in relation to procurement, investment and administration of funds are planned and implemented. Objectives of Financial Planning Determining capital requirements where various factors are considered such as the cost of fixed assets, present expenses and long- term planning. Capital requirements are looked for short-term and long-term requirements.Determining capital structure where the capital is utilized in relative proportion for short-term and long-term goals.This structured planning is revised regularly by an investment advisor for the return calculated as planned.We recommend & prescribe a goal-based financial planning approach to our investors & clients. We offer a comprehensive range of products to our clients so that they can achieve their goals within prescribed time frame.